The only problem may occur if you want to refinance a mortgage. If the property was bequeathed to minors, the decision will be for them to take the parents or official guardians. It should be noted that loans to purchase real estate are considered to be rational, however, some borrowers even when getting these loans manage to overreact. If the Bank delays the borrowed funds or provides incomplete, then the borrower may require the Bank to comply with the terms of the contract, or to apply to the court to terminate the contract. The Bank approves his application, but includes in the credit agreement a lump sum payment for the issuance of money.
The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand. Moreover, you can cancel the contract before receiving the money. Minors are considered children up to 14 years.
Base this can be a violation of one of the parties to the contract. And one of the main reasons for such purchases, according to leading psychologists, is the uncertainty that tomorrow these goods are still on sale. If the potential borrower has decided to purchase a vacation property in this way, a potential borrower is to start looking not financial institutions, and reputable construction company that is willing to provide such services. However, among creditman are present and those citizens who have seen the Soviet power, with its queues, coupons and deficiencies of essential household goods. It should be noted the fact that the number of Bank and non-Bank financial institutions ready to provide its clients with cash now number in the thousands and all such organizations, according to advertising slogans and avenues, only exclusive, profitable and reliable credit conditions. It happens this way. As the borrower may violate the terms of the contract, they know everything. According to psychologists, the most conscious citizens are citizens of our country aged 40-43 years, as these people turn to financial institutions as a rule, to buy housing. The Bank approves his application, but includes in the credit agreement a lump sum payment for the issuance of money.